Financial wellbeing is becoming a top priority for today’s workforce, and Access PayWise+ is leading the way with its latest innovation: AI-powered financial guidance, designed to help employees make smarter money decisions and build lasting financial confidence.
What is AI-Powered Financial Guidance?
At the heart of Access PayWise+ is Penny, an intelligent financial coach that provides personalised tips and recommendations based on your spending habits and savings goals. This feature goes beyond simple wage access; it’s about empowering employees to manage, save, and grow their money with confidence.
Key Benefits
Personalised Budgeting Advice
Penny analyses your income and expenses to suggest practical ways to optimise your budget.Smart Spending Recommendations
Get real-time insights on how to stretch your money further, including discounts and offers from major retailers.Savings Pots for Financial Resilience
Employees can set up savings pots directly from their salary, helping them build emergency funds without extra effort.Retail Vouchers for Everyday Savings
Use accrued wages to purchase vouchers instantly. No transaction fees, plus exclusive discounts with popular brands.
Why It Matters
Financial wellbeing isn’t just about accessing wages early; it’s about creating a sustainable financial future. By combining earned wage access with AI-driven insights, Access PayWise+ helps employees:
Avoid unnecessary debt
Build healthy financial habits
Reduce stress and improve overall wellbeing
For employers, this means higher engagement, loyalty, and productivity, as employees feel supported and secure.